Small Business Liability Insurance Basics

Small Business Liability Insurance Basics

General Liability Insurance, also known as Comprehensive General Liability insurance, covers third party claims that an insured becomes liable for due to the operations of his or her business. A third party claim would be from any entity other than an employee. Not every policy is the same and the exclusions and endorsements added to a policy may limit the coverage. The main areas of what general liability covers are:

Bodily Injury & Property Damage
Products and Completed Operations
Personal and Advertising Injury
Owner’s

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Businessowners Policy

An Intro to Businessowners’ Policies (BOP) for Small Business Owners

LiaBusiness insurance can get complicated. Small businesses need to protect themselves against damage to their property, income they may lose if they have to shut down after their property is damaged, and the risk of lawsuits. With the risks of crime and other types of losses that separate policies cover, there can be a lot to keep track of.

It does not have to be so complicated. Small businesses can meet many insurance needs with a single product – a businessowner’s

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